Terms of Use

By using the Site, you agree to these Terms of Use.

Eligibility

You must be at least 18 years old, or have the permission of a parent or guardian, to use this Site.

Permitted Use

You may access and use the Site for personal, non-commercial, educational purposes.

Not Professional Advice

Content on this Site is for general informational purposes only and is not professional, legal, tax, or financial advice. You should do your own research and consult a qualified professional before making decisions based on anything you read here.

Intellectual Property

All content, branding, calculators, and design elements on the Site are owned by Creator Sanctuary or its licensors and may not be reproduced, distributed, or used commercially without written permission.

No Warranties

The Site and its content are provided “as is” without warranties of any kind, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, Creator Sanctuary and its owners are not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site or its content, including any financial, business, or purchasing decision made based on it.

Indemnification

You agree to indemnify and hold Creator Sanctuary and its owners harmless from any claims, losses, or expenses arising from your use of the Site or your violation of these Terms.

User Responsibility

You are responsible for your own use of any information, tool, or calculator on the Site, and for verifying any figure, rate, or assumption before relying on it.

Prohibited Use

You may not use the Site to violate applicable law, infringe intellectual property rights, distribute malware, or attempt to scrape, reverse-engineer, or interfere with the Site's calculators or infrastructure.

Third-Party Links

The Site may link to third-party websites we do not control. We are not responsible for the content, accuracy, or practices of those sites.

Termination

We may suspend or restrict your access to the Site at any time, without notice, for conduct that violates these Terms or that we believe is harmful to other users or the Site.

Governing Law

These Terms are governed by the laws applicable in the jurisdiction where Creator Sanctuary operates, without regard to conflict-of-law principles.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full effect.

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Affiliate Disclosure, make up the entire agreement between you and Creator Sanctuary regarding use of the Site.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance of the revised Terms.